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Renting after debt relief order

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Author Topic: Renting after debt relief order  (Read 157 times)
Posts: 2

I like property

« on: July 19, 2021, 10:09:40 PM »


Iím just looking for some advise please.

 I had a DRO after fleeing domestic abuse. Part of this was financial and it left me in a pickle so I was advised to get a DRO to clear the debts off, not what I wanted but I left everything behind and literally had my children, a case of clothes and was put in to a refuge by the police.

 Iíve always worked and have been in employment since I left the refuge little over a year ago. I currently live in a flat and itís much to small so Iíve been on the hunt for a bigger rental. The housing market is crazy where Iím living and there is 60 plus people wanting appointments to view properties. The estate agents have screening questions before you even get to considered for a viewing.

Now I appreciate that a DRO doesnít look good as although itís now been discharged it obviously shows on my file and will do for another 4 years. Iím always honest about my circumstances and what led to it but I donít even get a no thank you email back. I have offered larger deposits, guarantors, Iíve references to say Iíve not missed a rent payment and Iím in secure employment but still nothing.
Can someone please tell me thereís light at the end of the tunnel as weíre all falling over ourselves here and need the space, plus as where I live is affordable housing it could be a home for someone whose in a pickle themselves. I honestly have just lost faith at the moment.
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Posts: 4297

Abuse Officer

« Reply #1 on: July 19, 2021, 11:26:16 PM »

I have let property to people with CCJs before. I have also ran a mile. The difference in my reaction is all down to whether the prospective Tenant is honest with me, up front. My only useful advice it's to look for properties where there is no Agent interposing themselves between Tenant (you) and Landlord. This way you may get in front of someone who can eyeball you and assess you favourably... whereas Agents may just look for ticks in boxes. A Landlord letting a property may sometimes work on gut instinct (as well as the facts and figures from referencing etc.).

Even if you manage to get on the phone with a Landlord (the way it usually works with me is I list a property on uPad and enquiries come directly to me, I'd usually have a call with the person enquiring and figure out if we are even going to do a physical viewing) it gives you chance to advertise yourself (savings, references, no rent arrears, good reason for moving, secure income, flexibility (I mean how quick can you move - Landlords don't like their properties empty) etc.).
Posts: 2

I like property

« Reply #2 on: July 19, 2021, 11:53:01 PM »

Thanks for that I appreciate it.

 Iíll try open rent and such like then hopefully Iíll ha e some joy.
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