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Full Reference check - after being at property for 6 years???

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Author Topic: Full Reference check - after being at property for 6 years???  (Read 81 times)

Sjamesm

Newbie
Posts: 2

I like property
« on: February 09, 2021, 09:19:32 PM »
Hi

My letting agent have requested I be referenced, even though we have been renting the property for over 6 years.
We are about to re-new but this has never been a problem before and we have never missed a payment in 6 years so I can't imagine its about trust.

Is it normal or allowed for landlords to perform a reference check during tenure?

When we asked the letting agent why we have to do this they said it was regarding the landlords insurance policy

Many Thanks
Stuart

KTC

Hero Member
Posts: 543

I like property
« Reply #1 on: February 09, 2021, 09:32:09 PM »
I would say it's unusal, but of course it's allowed. It's up to you whether to agree to it or not. I presume you want a new fixed term for whatever reason, and the landlord are willing to agree to one on the condition of a new reference check for their insurance.

It's not unusual for a landlord's rent guarantee insurance to require the tenant to have been referenced in a particular way they specify. If the landlord is changing insurer, previous reference you've done wouldn't qualify.

Sjamesm

Newbie
Posts: 2

I like property
« Reply #2 on: February 09, 2021, 10:17:26 PM »
Hi

Great - thanks for the reply, that makes sense.

Inspector

Full Member
Posts: 127

I like property
« Reply #3 on: February 10, 2021, 11:17:01 AM »
With the uncertainty of the economy right now even the most reliable tenant can find themselves out of work and struggling to pay.

I imagine there is an increase in landlords getting rent protection insurance which requires referencing.

Hippogriff

Global Moderator
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Posts: 3862

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« Reply #4 on: February 10, 2021, 03:04:29 PM »
Those RGI policies are now becoming more scarce on the market... and costlier to boot. For obvious reasons. At least with referencing now for the existing Tenant it's just an admin. chore... someone else pays for it all. That said, if I was feeling contrary I'd at least push back on it... you're doing something for someone... I don't believe you can be forced... but there are obvious consequences... you can figure that out in relation to your current plans. You don't need to renew the agreement you have... it can move to a statutory periodic tenancy instead and this may be preferable for you. Who knows?
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