SMF - Just Installed!

Insurance

Started by druidsparky, March 20, 2017, 06:12:52 PM

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druidsparky

Hi,
We're new to this so sorry if this has been asked before but can anyone recommend an insurance company for our soon to be let property

Simon Pambin

I use Liverpool Victoria, or whatever they're calling themselves these days, arranged via LetsXL, but I've never had to make a claim so I can't really say how good they are or otherwise!

Hippogriff

I use a Broker, who goes out to the market every year on some policies, every couple of years on others... he makes recommendations to me and I usually accept, sometimes I push back and ask for a better quote - usually a better quote simply means a reduction in cover, but that's generally OK - a lot of policies come with a load of 'freebies'... which I don't like, or need.

On a building I own, I used to have a £780 policy with an Excess of £50. I decided that I was never going to claim on anything under £10,000 on that building - so why would I be bothered about the Excess being so low? I spoke to the Broker and he arranged me a £550 quote with a £1,000 Excess. There's so many ways to slice and dice this game.

Although I use the same Broker, the policies come from various different providers... I typically don't care.

With 1 property, I cannot imagine that this is going to be a headache.