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Renting on the wrong mortgage type

Started by Pringles, June 05, 2013, 10:07:33 PM

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Pringles

Hi,

I suspect my landlord is not on a buy-to-let mortgage and is consequently in breach of his Mortgage Terms and Conditions.  As a tenant I'm curious as to how this affects the validity of my Tenancy Agreement if the landlord is indeed in breach of his Mortgage terms.

I'm under the impression that if the property owner is renting a property and consequently breaching their Mortgage terms that any contractual document relating to renting the property is invalidated? Obviously, I don't know much about this which is why i'm seeking advice here. 

Coincidentally, breaking the tenancy agreement wouldn't necessarily be a bad thing as I'm looking to move out anyway.

As an additional note - the only reason I feel the mortgage type is wrong is because I am receiving post for the landlord in the rented property. I do not believe this is to be expected when you're on a buy-to-let mortgage.


Thanks and I look forward to hearing from you! Advice is greatly appreciated.


David

slug

hi david ,does not have to be let on buy to let mortgage.
can be let on normal one, if he has informed the mortgage company,.
may not be the case if you still get his mail. you maybe should not have
opened his mail to be come aware of this. most mortgage companies are only
want there mortgage payment.. he may be able to make you stick to tenancy
agreement..just contact him direct and ask him if you can end tenancy before
the due date,..          cheers the slug.