Bit of advice please. An old terraced house I let out needs £6k of essential/emergency work doing to it which will clean me out. When the engineer was in there, he found an 'additional' £7200 of emergency work that needs carrying out to the ceiling in the main bedroom. This is basically bankrupting me and I think the only solution I have left is just to hand it back to the bank.
But where do I stand legally regarding the tenant now? Its not safe in that bedroom (they have told the engineer they are no longer using it). But can the tenant now say they want to stay in the property and and take legal action to get it done?

Just trying to prepare myself for more nightmares.
I'm supposed to be staying positive at the moment while I'm dealing with kidney cancer. So the timing of this sucks. And I'm at a loss of what to do or what I'm able to. Really struggling on all fronts.
Cheers