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Access to my property for mortgage valuation

Started by jak, August 08, 2023, 09:00:19 PM

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jak

My buy to let mortgage term ends in 5 months and I want to try and extend my mortgage by 2 years, this requires a visit by an agent to make a property valuation. For various reasons I don't get on with my tenant and he says that he will not allow the agent to enter the property. Is there anything I can do? Any advise will be greatly appreciated.

Riptide

Have you increased the rent recently?
I couldn't be arsed with such a tenant as you describe.

Section 21, house back on the market with a healthy rent increase. There is a shortage of places to rent, you'll find a good tenant.

heavykarma

Agree with above.For now it is a sellers/landlord's market. Enjoy!!

jpkeates

Have you tried explaining to the tenant that without the mortgage extension your mortgage will increase by £x, an increase that you will simply pass on to them.
Making the visit mutually beneficial.

However, from the sound of it the relationship may have already broken down completely, so market rent and notice may be the only route forward.

jak

Thanks for your replies however it is just a 6 month tenancy agreement which runs out at the end of the mortgage term, the tenant has only been in a month so i can't issue a 21 for another 3 months ( 4 months into the tenacy).

jpkeates

It's after four months, so at the start of the fifth month.

Riptide

Not talking after a month and won't allow access. What a bad start, feels sorry for you. How'd you pick the tenant?