UK Landlord Forum / Life

Hey guys, I have a recently set up a limited company to purchase and let property, and was wondering what insurances are needed for the company?

I have a couple of properties in my personal name, but unsure as to what insurance is needed due to property being held within a company structure instead of personal name?

Is it only landlord insurance needed or does other types of ''business'' insurance come into play, such as public liability etc etc..

Thanks in advance for any replies 

I'd be surprised if your landlord insurance doesn't include public liability insurance anyway. Arguably it's more important for an individual than for a company because an individual has unlimited liability. The only company-specific insurance that springs to mind is Directors & Officers Liability Insurance. I wouldn't say it's essential but if you get a quote you can decide whether it's worth it. Do make sure that all relevant policies are in the company's name and are suitable for a corporate entity.

Hi Simon, Thanks for the advice!  I will have to research some quotes for different types of insurances, and weigh up the pros and cons of each. Thanks