UK Landlord Forum / Life

Hello. I am new to this forum. I am trying to find advice please!! I have found a property that I want to purchase on a BTL. I have 25% deposit. I am a first time buyer. The house is in need of modernisation. My question is...if the valuation comes back as 0% due to lenders seeing this as "inhabitable". Can lenders put a "retention" on the property until the works are completed? I have cash for refurbishment. But obviously, I cannot refurbish the property until I have bought it! Hence my dilemma.