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For those buying/remortgaging, what mortgages you getting?

Started by propertyfag, September 22, 2008, 10:16:03 AM

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propertyfag

I've been talking about remortgaging for a while, and crunch time is rapidly approaching.

For those this applies to, what kind of rates are you getting?

I can't find anything too great, but on http://www.moneysupermarket.com/mortgages/, under the "fixed/capped" tab, there's a deal from Yorkshire BS.

5.29%, 25% deposit required.     
A reduced 2 year product from the Yorkshire Building Society, the rate is an excellent 5.29%. The fee is reasonable at £975 and a 25% deposit is required. Overpayments, underpayments and payment holidays allowed.


That seems ok!

Anyone else seeing any better deals about?

grahamC

i assume this isnt a buy-to-let mortgage?? Anyone found any good deals for those?

propertyfag

I can't find anything decent for buy-to-let. But I have a meeting with my broker next week, so I'll see what he can hunt down for me. I'll keep you informed.

grahamC

found these on google:

http://www.moneyfacts.co.uk/mortgages/bestbuys/buy-to-let-mortgages.aspx

http://www.themortgageworks.co.uk/content/home/

nb the mortgageworks ones look good on the face of it (5.12% fixed until 2011) but the arrangement fees seem HUGE (up to 3.5% of loan)

Be interesting to see what your broker says!

propertyfag

If the rate is too low, be cautious of the product fee- that's where they'll bite you :)